Documentation for Enterprise Payments#
Centralize your local and international payment operations in Latin America. Build on top of our infrastructure or use our ready-made solutions.
Three modular products. One powerful payment stack#
Use them independently or combine them to build a seamless payment infrastructure across Latin America.

Local Payments#
Execute and automate real-time local payments 24/7/365
Access 100% of Colombian bank accounts
Immediate liquidity, no amount limits
Bre-B payments in 20 seconds
PayOut and PayIn capabilities
No time or day restrictions

Cross Border Payments#
Send and receive global payments in real-time
Multi-currency: USD, COP, MXN, CNY and more
40% lower costs vs traditional methods
24/7 operation, no FX windows
Same-day fund availability
No pre-funding requirements

Connect#
Centralize your accounts, view balances and movements
Initiate payments at Bancolombia, BBVA, Occidente, Bogotá
Real-time balance and transaction queries
Automate reconciliation and reports
Multi-bank management in one platform
Complete operational visibility
Choose the best path to use Cobre#
Access Cobre’s payment infrastructure in the way that best fits your team and stage.
Integrate via API, operate through the Portal, or combine both.
API Integration#
For developers who need complete control and custom experiencesFull API access to all services
Webhook notifications
Custom workflows
White-label capabilities
Complete documentationFor teams seeking faster implementation with intuitive interfaceReady-to-use dashboard
No development required
Faster time-to-market
Built-in reporting
User management Hybrid Approach#
Best of both worlds - start fast and customize over timePortal for operations team
API for automation
Gradual integration path
Maximum flexibility
Scalable architecture