1. Cobre Intro
  • Cobre Docs
    • Cobre Intro
      • Welcome
      • Get started
      • Products
        • Local Payments
          • Local Payments with Cobre
          • Payouts
            • Colombia
              • Money Movements with Bre-B
              • Money Movements with Cobre Fast Pay
            • Mexico
              • Money Movements with CLABEs and SPEI Cards
            • Multi-region
              • Money Movements Scheduler
          • Payins
            • Colombia
              • Checkout
              • Request to Pay (R2P)
              • Nequi Direct Debit
              • Static Bre-B Keys
            • México
              • CLABE-backed Cobre Balances
              • Account Reference – Virtual CLABEs
          • Other feaures
            • Bulk Money Movements
            • Enabling Approval Workflows (Maker–Checker)
        • Cross Border Payments
          • Cross Border Payments with Cobre
        • Stablecoins
          • Global Payouts in Stablecoins
        • Connect
          • Connect bank accounts with Cobre
      • Other features
        • Account Verification
        • Notifications and subcriptions
        • Security at Cobre
        • Performance and throughput
    • Portal
      • Introduction & Quick Start
      • Authentication in Portal
      • Troubleshooting & Support
      • Movements
        • Local Money Movement
        • Unitary Payment Initiation
        • Bulk Money Movement Initiation
        • Approval Process (Maker-Checker)
        • Scheduler
        • Cross-Border Money Movements
        • Payment Links
      • Transactions
        • Transactions
      • Accounts
        • Account and Balance Management
      • Counterparties
        • Counterparties
      • Reports
        • Reports & Reconciliation
      • Settings
        • Users and Roles Management
        • Security and Control
      • Developers
        • Subscription management
    • Developers
      • API Guides
        • Quick Start
        • Authentication
        • Cobre Balances
          • Managing Cobre Balances
          • Account Linkeage
        • Connect Accounts
          • Managing Connect Accounts
        • Counterparties
          • Managing Counterparties
        • Local Payments
          • Money Movement
          • Payouts
            • Colombia
              • Fast Pay & ACH
              • Bre-B
            • Mexico
              • SPEI
            • Cross-Region
              • Bulk Money Movements
              • Bulk Money Movements Approval
              • Money Movement Scheduler
          • Payins
            • Colombia
              • Cobre Keys with Bre-B
              • Checkout
              • Direct Link
            • Mexico
              • Account Reference – Virtual CLABEs
        • Cross Border Payments
          • Cross Border Payments
          • Create Fx Quotes
          • Create a Cross Boder Money Movement
          • Fund your global Cobre Balance
        • Cross Features
          • Reports
          • Report Scheduler
          • Evidence API
          • Account Verification
          • Notifications & Subscriptions
        • Error Handling
          • Error Dictionary
        • Testing
          • General Testing
          • Testing Cases
      • API Explorer
        • Authentication API
          • Authentication
        • Cobre Balances
          • Create a Cobre Balance
          • Obtain all Accounts
          • Obtain one Account
          • Update an Account
          • Close a Cobre Balance
          • Obtain one Account Transactions
          • Obtain one Transaction
          • Obtain all Client Transactions
          • Obtain Account Daily Balance History
          • Assign or Change Primary Account
          • Unlinking Primary Account
        • Connect Accounts
          • Connect an Account
          • Obtain one Connected Account
          • Obtain all Connected Accounts
          • Obtain one Transaction
          • Obtain all Account Transactions
          • Obtain all Client Transactions
          • Update an account
        • Account Verifications
          • Create an Account Verification
          • Obtail all Account Verifications
        • Account References
          • Create an Account Reference
          • List one Account Reference
          • List all Account References
          • Delete an Account References
        • Counterparties
          • Account Debit Registration
            • Register a Counterparty for Direct Debit
            • Obtain all Registrations
            • Obtain one Registration
          • Create a Counterparty
          • Obtain one Counterparty
          • Obtain all Counterparties
          • Delete a Counterparty
        • Money Movements
          • Create a Money Movement
          • Obtain one Money Movement
          • Obtain all Money Movements
          • Return a Money Movement
        • Money movement Approvals
          • Approve a Money Movement
          • List all Money Movement Approvals
        • Money Movement Scheduler
          • Create a Money Movement Scheduler
          • List all Money Movement Schedulers
          • Cancel an Active Scheduler
        • Bulk Money Movement
          • Create a Bulk Money Movement
          • List all Bulk Money Movements
          • List one Bulk Money Movement
        • Bulk Money Movement Approvals
          • Bulk Money Movements Decision
        • Cobre Keys
          • Create a Key
          • Obtain all Keys
          • Obtain one Key
          • Cancel a Key
          • Block or Reactivate Keys
        • Cross Border
          • Create a FX Quote
          • Obtain one FX Quote
          • Obtain all the FX Quotes
          • Create a Cross Border Money Movement
          • Obtain one Cross Border Money Movement
          • Obtain all the Cross Border Money Movements
        • Checkout
          • Create a Checkout
          • Obtain one Checkout
          • Obtain all Checkouts
          • Desactivate a Checkout
        • Evidence API
          • Evidence Requests
            • Obtain Evidence Request
            • Search Evidence Requests
          • Evidence Documents
            • Generate Upload Links
            • Generate Download Link
          • Evidence Information
            • Submit Evidence Information
        • Report Scheduler
          • Create a Report Scheduler
          • Obtain all Reports Schedulers
          • Delete a Report Scheduler
        • Reports
          • Create a Report
          • Obtain all Reports
          • Generate Download Link for Selected Reports
          • Create a Cobre Balance Statement
        • Notifications & Subscriptions
          • Subscribe to Events
          • Obtain all Subcriptions
          • Delete a Subscription
          • List all Available Events
      • Platform Catalogs
        • Mexican Bank Codes
        • Colombian Bank Codes
        • Transaction Types
        • Account Providers
      • Reports Layout
        • Money Movements Layout
          • All Money Movements (CSV)
          • All Money Movements (JSON)
          • SPEI Money Movements (CSV)
          • LEGACY Money Movements (CSV)
        • Transactions Layout
          • All Transactions (CSV)
          • All Transactions (JSON)
          • Cobre Balance Statement (PDF)
        • Counterparties Layout
          • All Counterparties (CSV)
        • Multicash Layout
          • Multicash Header (TXT)
          • Multicash Detail (TXT)
      • Testing APIs
        • Create a Transaction Adjustment
        • Change a Money Movement Status
        • Transaction Adjustment (QA)
        • Change Money Movement Status (QA)
    • Schemas
      • Counterparties
        • RequestBodies
          • Counterparty-request
        • Colombia
          • PayOut
            • Counterparty | Create Metadata Type CC (CO)
            • Counterparty | Response Metadata Type CC (CO)
            • Counterparty | Create Metadata Type CH (CO)
            • Counterparty | Response Metadata Type CH (CO)
            • Counterparty | Create Metadata Type DP (CO)
            • Counterparty | Response Metadata Type DP (CO)
            • Counterparty | Create Metadata Type Breb Key (CO)
            • Counterparty | Response Metadata Type Breb Key (CO)
            • Counterparty | Create Metadata Type Cobre Balance (CO)
            • Counterparty | Response Metadata Type Cobre Balance (CO)
          • PayIn
            • Counterparty | Create Metadata Type r2p (CO)
            • Counterparty | Response Metadata Type r2p (CO)
            • Counterparty | Create Metadata Type r2p Breb (CO)
            • Counterparty | Response Metadata Type r2p Breb (CO)
          • Secondary Counterparty
            • Secondary Counterparty Create Request (CO)
            • Secondary Counterparty Create Response (CO)
            • Secondary Counterparty Create Metadata Type NP (CO)
            • Secondary Counterparty Response Metadata Type NP (CO)
            • Secondary Counterparty Request Metadata Type LE
            • Secondary Counterparty Response Metadata Type LE (CO)
          • Direct Debit
            • Direct Debit Registration | Create
            • Direct Debit Registration | Response
            • Direct Debit Registration | List All Items
          • Counterparty | Create Request (CO)
          • Counterparty | Create Response (CO)
        • Mexico
          • PayOut
            • Counterparty | Create Metadata Type Clabe (MX)
            • Counterparty | Response Metadata Type Clabe (MX)
            • Counterparty | Create Metadata Type SPEI Card (MX)
            • Counterparty | Response Metadata Type SPEI Card (MX)
          • Counterparty | Create Request (MX)
          • Counterparty | Create Response (MX)
        • Counterparty | List All Items
        • MEX Money Movement Return
      • Transactions
        • Global
          • Transaction | Debit Cross Border
          • Transaction | Credit Cross Border
        • Colombia
          • Debit
            • Transaction | Debit FI (CO) (col_debit)
            • Transaction | Debit Cobre Balance (CO)
            • Transaction | Debit Breb (CO) (breb_debit)
          • Credit
            • Transaction | Credit Direct Debit (CO) (dd_credit)
            • Transaction | Rejected Breb (breb_rejected)
            • Transaction | Credit Top Up (CO) (col_top_up_credit)
            • Transaction | Credit FI (CO) (col_credit)
            • Transaction | Credit Cobre Balance (CO) (col_cb_credit)
            • Transaction | Credit Breb (CO) (breb_credit)
            • Transaction | Credit r2p (r2p_credit)
            • Transaction | Credit r2p Breb (CO) (r2p_breb_credit)
          • Transaction | Connect Obtain (CO)
          • Transaction | Cobre Balance Obtain (CO)
        • Mexico
          • Debit
            • Transaction | Debit FI (MX) (mex_debit)
            • Transaction | Debit SPEI (MX) (spei_debit)
            • Transaction | Debit Internal SPEI (MX)
          • Credit
            • Transaction | Credit FI (MX)
            • Transaction | Credit SPEI (MX)
            • Transaction | Credit Internal SPEI (MX)
          • Transaction | Connect Obtain (MX)
          • Transaction | Cobre Balance Obtain (MX)
          • Transaction | Return SPEI (MX)
        • Transactions | Connect List All Items
        • Transactions | Cobre Balance List All Items
        • Transaction | Debit Misc
        • Transaction | Credit Misc
        • Transaction | Adjustment Debit
        • Transaction | Adjustment Credit
      • Authentication
        • Authentication | Request
        • Authentication | Response
      • Cobre Keys
        • Colombia
          • Cobre Key | Create Request
          • Cobre Key | Create Response
          • Cobre Key | Obtain Response
          • Cobre Key | Reactive Request
      • Money Movements
        • Approvals
          • Money Movement Approvals | Create Request
          • Money Movement Approvals | Create Response
          • Money Movement Approvals | List All Items
        • Mexico
          • PayOut
            • Money Movement | Create Metadata Type SPEI
            • Money Movement | Response Metadata Type SPEI
          • Return
            • Money Movement Return | Create Request
            • Money Movement Return | Response Medatada Type SPEI
            • Money Movement Return | Create Response
        • Colombia
          • PayOut
            • Money Movement | Create Metadata Type Fast Pay
            • Money Movement | Response Metadata Type Fast Pay
            • Money Movement | Create Metadata Type ACH
            • Money Movement | Response Metadata Type ACH
            • Money Movement | Create Metadata Type Breb
            • Money Movement | Response Metadata Type ACH
          • PayIn
            • Money Movement Direct Link | Create Metadata Rail PSE
            • Money Movement Direct Link | Response Metadata Rail PSE
            • Money Movement Direct Link | Response Metadata Rail Bancolombia
            • Money Movement Direct Link | Response Metadata Rail Nequi
            • Money Movement Direct Link | Create Metadata Rail r2p Breb
            • Money Movement Direct Link | Response Metadata Rail r2p Breb
          • Direct Debit
            • Money Movement Direct Debit | Create Metadata
            • Money Movement Direct Debit | Response Metadata
        • Money Movement | Create Response
        • Money Movement | List All Items
      • Accounts
        • Account Verification
          • Mexico
            • Account Verification Create Metadata Type mex_acc_details_1
            • Account Verification Response Metadata Type mex_acc_details_1
            • Account Verification Create Request
            • Account Verification Create Response
            • Account Verification Create Metadata Type mex_acc_ownership_1
            • Account Verification Response Metadata Type mex_acc_ownership_1
            • Account Verifications List All Items
          • Colombia
            • Account Verification Response Metadata Type col_key_details_1
            • Account Verification Create Metadata Type col_key_details_1
            • Account Verification Create Metadata Type col_key_ownership_1
            • Account Verification Response Metadata Type col_key_ownership_1
        • Account References
          • Account References Request
          • Account Reference Response
          • List all account references
        • Cobre Balances
          • Mexico
            • Cobre Balance | Create Metadata (MX)
            • Cobre Balance | Create Response (MX)
          • Colombia
            • Cobre Balance | Create Metadata (CO)
            • Cobre Balance | Create Response (CO)
          • Global
            • Cobre Balance | Create Metadata (Global)
            • Cobre Balance | Create Response (Global)
          • Cobre Balance | Create Request
          • Cobre Balances | List All Items
          • Account_request_PATCH
          • Account_request_CONNECT_PATCH
        • Daily Balance
          • Daily Balance Obtain Response
          • Daily Balance Historiy List All Items
        • Account Connect
          • Mexico
            • Account Conect | Create Metadata (MX)
            • Account Connect | Response Metadata (MX)
          • Colombia
            • Account Conect | Create Metadata (CO)
            • Account Connect | Response Metadata (CO)
          • Account Connect | Create Request
          • Accounts Connect | List All Items
      • Bulk Money Movement
        • Bulk Money Movement | Obtain Response
        • Bulk Money Movement Decision | Create Request
        • Bulk Money Movements | List All Items
      • Money Movement Scheduler
        • Money Movement Scheduler | Create Request
        • Money Movement Scheduler | Create Response
        • Money Movement Scheduler | List All Items
      • Checkout
        • Colombia
          • Checkout | Create Request
          • Checkout | Create Response
          • Checkout | List All Items
          • Checkout | Delete
      • Notifications
        • Subscription | Create Request
        • Subscription | Create Response
        • Subscription | List All Items
        • Subscribable Events | List All Items
        • Subscribable Events | Metadata
      • Evidence Request
        • Schemas
          • Error
          • Evidence Request
          • Document Type
          • Evidence Id
          • Upload Intent
          • Evidence Request Id
          • Evidence Request Status
          • Information Type
          • Information
          • Evidence
          • Information Status
          • Document
          • Document Status
          • Headers
        • RequestBodies
          • UploadIntentRequest
      • Cross Border
        • Cross Border Money Movement
          • Cross Border Money Movement Create Request
          • Cross Border Money Movement Create Response
          • Cross Border Money Movement Obtain Response
          • Cross Border Money Movements List All Items
        • FX Quote
          • FX Static Quote
            • FX Quote Static | Create Request
            • FX Quote Static | Create Response
          • FX Rolling Quote
            • FX Quote Rolling | Create Request
            • FX Quote Rolling | Create Response
          • FX Quote | Create Request
          • FX Quote | List All Items
          • FX Quote | Metadata Quote Tiers
          • FX Quote | Metadata Penalization Tier
          • FX Quote | Metadata Fees Breakdown
      • Reports
        • Download
          • Report Download Create Request
          • Report Download Create Response
        • Reports Create Request
        • Reports Create Response
        • Reportes Create Metadata
        • Request Body Reports
        • Reports List All Items
        • Reports Object
      • Error Model
        • Error-model
      • Report Scheduler
        • Report Schedulers | Create Request
        • Report Schedulers | Create Response
  1. Cobre Intro

Welcome

Documentation for Enterprise Payments#

Centralize your local and international payment operations in Latin America. Build on top of our infrastructure or use our ready-made solutions.
Contact Sales
Schedule a demo

Three modular products. One powerful payment stack#

Use them independently or combine them to build a seamless payment infrastructure across Latin America.

Local Payments#

Execute and automate real-time local payments 24/7/365
Access 100% of Colombian bank accounts
Immediate liquidity, no amount limits
Bre-B payments in 20 seconds
PayOut and PayIn capabilities
No time or day restrictions
Learn more

Cross Border Payments#

Send and receive global payments in real-time
Multi-currency: USD, COP, MXN, CNY and more
40% lower costs vs traditional methods
24/7 operation, no FX windows
Same-day fund availability
No pre-funding requirements
Learn more

Connect#

Centralize your accounts, view balances and movements
Initiate payments at Bancolombia, BBVA, Occidente, Bogotá
Real-time balance and transaction queries
Automate reconciliation and reports
Multi-bank management in one platform
Complete operational visibility
Learn more

Choose the best path to use Cobre#

Access Cobre’s payment infrastructure in the way that best fits your team and stage.
Integrate via API, operate through the Portal, or combine both.

API Integration#

For developers who need complete control and custom experiences
Full API access to all services
Webhook notifications
Custom workflows
White-label capabilities
Complete documentation

Portal Platform#

For teams seeking faster implementation with intuitive interface
Ready-to-use dashboard
No development required
Faster time-to-market
Built-in reporting
User management

Hybrid Approach#

Best of both worlds - start fast and customize over time
Portal for operations team
API for automation
Gradual integration path
Maximum flexibility
Scalable architecture
Modified at 2026-01-09 00:09:59
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