Direct Link
All user-facing screens—including payment method selection, payment instructions, confirmation, and success messages—must be fully developed and managed by the integrator.
Supported payment methods
| Payment Method | Rail | Type | Default Expiration Time |
|---|---|---|---|
| Virtual Clabe | spei | Virtual CLABE Account | 5 minutes |
You can configure the expiration time via API using the valid_until parameter. It can be up to 7 days.
Contact your KAM to enable this feature
Direct Link lifecycle
1.
Create a counterparty using the payer’s information. This counterparty represents the origin of the payin transaction.
2.
Create a Money Movement using:
counterparty_id from the previous step as the source_idaccount_id where you want to receive the funds as the destination_idThe
account_id must be a pr_mex_cobre3 account.3.
Retrieve the Money Movement information and proceed with the appropriate user instruction:
4.
Wait for the user to finish the payment and display a confirmation or success screen.
5.
Money Movement status changes are communicated via Webhooks.
6.
Once the payment is successful, funds are credited to the associated Cobre Balance.
Actions performed on a Money Movement (Direct Link)
🔑 Create
🔍 Retrieval
Description: Money Movement Creation.
What to expect after the action: Money Movement is created in Cobre.
📘 Learn more:
What to expect after the action: Money Movement is created in Cobre.
📘 Learn more:
Direct Link Idempotency
Idempotency keys are valid for 24 hours.
How to Get Started
Before using this API
You need a Cobre Balance in Mexico
To be able to receive money, you must have a Cobre Balance account in Mexico with Provider
pr_mex_cobre3.Create the Counterparty
Before creating a Money Movement, you must create the Counterparty with the information of the payer.
Define the payment configuration
Include the amount and a valid until date
Implement Webhooks to track payment status
To stay informed about the status of Payin transactions, we strongly recommend implementing Webhooks. Webhooks notify your system when a payment is initiated, processed, completed, or failed. Also subscribe to the required events to receive notifications about transaction credits.See Notifications & Subscriptions for more details.
What to expect after using this API
Share the instructions
Once created, provide your end users with the appropriate payment instructions along with the provided dynamic virtual CLABE account.
End user completes the payment
The payer completes the transaction through the hosted experience.
Receive funds in your Cobre Balance
Once the payment is successful, funds are credited to your Cobre Balance and a Money Movement is updated.
Modified at 2026-03-06 15:59:05