1. Connect Accounts
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      • Colombia
        • PayOut
          • Counterparty | Create Metadata Type Cobre Balance (CO)
          • Counterparty | Response Metadata Type Cobre Balance (CO)
          • Counterparty | Create Metadata Type Breb Key (CO)
          • Counterparty | Response Metadata Type Breb Key (CO)
          • Counterparty | Create Metadata Type QR (CO)
          • Counterparty | Response Metadata Type QR (CO)
          • Counterparty | Create Metadata Type CC (CO)
          • Counterparty | Response Metadata Type CC (CO)
          • Counterparty | Create Metadata Type CH (CO)
          • Counterparty | Response Metadata Type CH (CO)
          • Counterparty | Create Metadata Type DP (CO)
          • Counterparty | Response Metadata Type DP (CO)
        • PayIn
          • Counterparty | Response Metadata Type r2p (CO)
          • Counterparty | Create Metadata Type r2p (CO)
          • Counterparty | Create Metadata Type r2p Breb (CO)
          • Counterparty | Response Metadata Type r2p Breb (CO)
        • Secondary Counterparty
          • Secondary Counterparty Create Request
          • Secondary Counterparty Create Response (CO)
          • Secondary Counterparty Create Metadata Type NP (CO)
          • Secondary Counterparty Response Metadata Type NP (CO)
          • Secondary Counterparty Request Metadata Type LE
          • Secondary Counterparty Response Metadata Type LE (CO)
        • Direct Debit
          • Direct Debit Registration | Create
          • Direct Debit Registration | Response
          • Direct Debit Registration | List All Items
        • Counterparty | Create Request (CO)
        • Counterparty | Create Response (CO)
      • Mexico
        • PayOut
          • Counterparty | Create Metadata Type Clabe (MX)
          • Counterparty | Response Metadata Type Clabe (MX)
          • Counterparty | Create Metadata Type SPEI Card (MX)
          • Counterparty | Response Metadata Type SPEI Card (MX)
        • PayIn
          • Counterparty | Create Metadata Type r2p (MX)
          • Counterparty | Response Metadata Type r2p (MX)
        • Counterparty | Create Response (MX)
        • Counterparty | Create Request (MX)
        • Counterparty | Money Movement Return (MX)
      • Global
        • Counterparty | Global CP Request
        • Counterparty | Global Deposit NP request
        • Counterparty | Global Deposit NP response
        • Counterparty | Global Deposit LE request
        • Counterparty | Global Deposit LE response
        • Counterparty | Global CP Response
      • USA
        • Counterparty | Create Request (USA)
        • Counterparty | Create Response (USA)
        • Request Medatata Business
        • Response Medatata Business
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        • Response Medatata Individual
      • Counterparty | List All Items
    • Transactions
      • Global
        • Transaction | Debit Cross Border
        • Transaction | Credit Cross Border
      • Colombia
        • Debit
          • Transaction | Debit FI (CO) (col_debit)
          • Transaction | Debit Cobre Balance (CO)
          • Transaction | Debit Breb (CO) (breb_debit)
        • Credit
          • Transaction | Credit Direct Debit (CO) (dd_credit)
          • Transaction | Rejected Breb (breb_rejected)
          • Transaction | Credit Top Up (CO) (col_top_up_credit)
          • Transaction | Credit FI (CO) (col_credit)
          • Transaction | Credit Cobre Balance (CO) (col_cb_credit)
          • Transaction | Credit r2p (r2p_credit)
          • Transaction | Credit Breb (CO) (breb_credit)
          • Transaction | Credit r2p Breb (CO) (r2p_breb_credit)
        • Transaction | Connect Obtain (CO)
        • Transaction | Cobre Balance Obtain (CO)
      • Mexico
        • Debit
        • Credit
      • Transactions | Connect List All Items
      • Transactions | Cobre Balance List All Items
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      • Transaction | Adjustment Debit
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      • Colombia
        • Cobre Key | Create Response
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        • Money Movement Approvals | Create Request
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      • Mexico
        • PayOut
          • Money Movement | Create Metadata Type SPEI
          • Money Movement | Response Metadata Type SPEI
        • Return
          • Money Movement Return | Create Request
          • Money Movement Return | Response Medatada Type SPEI
          • Money Movement Return | Create Response
        • PayIn
          • Money Movement Direct Link | Create Metadata Rail r2p SPEI
          • Money Movement Direct Link | Response Metadata Rail r2p SPEI
      • Colombia
        • PayOut
          • Money Movement | Create Metadata Type Fast Pay
          • Money Movement | Response Metadata Type Fast Pay
          • Money Movement | Create Metadata Type ACH
          • Money Movement | Response Metadata Type ACH
          • Money Movement | Create Metadata Type Bre-B
          • Money Movement | Response Metadata Type Bre-B
        • PayIn
          • Money Movement Direct Link | Create Metadata Rail PSE
          • Money Movement Direct Link | Response Metadata Rail PSE
          • Money Movement Direct Link | Response Metadata Rail Bancolombia
          • Money Movement Direct Link | Response Metadata Rail Nequi
          • Money Movement Direct Link | Create Metadata Rail r2p Breb
          • Money Movement Direct Link | Response Metadata Rail r2p Breb
        • Direct Debit
          • Money Movement Direct Debit | Create Metadata
          • Money Movement Direct Debit | Response Metadata
      • Global
        • Payout in stable
          • Money Movement | Create Metadata Type Global (stable)
          • Money Movement | Response Metadata Type Global (stable)
      • Money Movement | List All Items
      • Money Movement | Create Response
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      • Account Verification
        • Mexico
          • Account Verification Create Metadata Type mex_acc_details_1
          • Account Verification Response Metadata Type mex_acc_details_1
          • Account Verification Create Request
          • Account Verification Create Response
          • Account Verification Create Metadata Type mex_acc_ownership_1
          • Account Verification Response Metadata Type mex_acc_ownership_1
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        • Colombia
          • Account Verification Response Metadata Type col_key_details_1
          • Account Verification Create Metadata Type col_key_details_1
          • Account Verification Create Metadata Type col_key_ownership_1
          • Account Verification Response Metadata Type col_key_ownership_1
      • Account References
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        • List all account references
      • Cobre Balances
        • Mexico
          • Cobre Balance | Create Metadata (MX)
          • Cobre Balance | Create Response (MX)
        • Colombia
          • Cobre Balance | Create Metadata (CO)
          • Cobre Balance | Create Response (CO)
        • Global
          • Cobre Balance | Create Metadata (Global)
          • Cobre Balance | Create Response (Global)
        • Cobre Balance | Create Request
        • Cobre Balances | List All Items
        • Account | Update Request
      • Daily Balance
        • Daily Balance Obtain Response
        • Daily Balance Historiy List All Items
      • Account Connect
        • Mexico
          • Account Conect | Create Metadata (MX)
          • Account Connect | Response Metadata (MX)
        • Colombia
          • Account Conect | Create Metadata (CO)
          • Account Connect | Response Metadata (CO)
        • Accounts Connect | List All Items
        • Account Connect | Create Request
        • Connect Account | Update Request
    • Bulk Money Movement
      • Bulk Money Movement | Obtain Response
      • Bulk Money Movement Decision | Create Request
      • Bulk Money Movements | List All Items
    • Money Movement Scheduler
      • Money Movement Scheduler | Create Request
      • Money Movement Scheduler | Create Response
      • Money Movement Scheduler | List All Items
    • Checkout
      • Colombia
        • Checkout | Create Request
        • Checkout | Create Response
        • Checkout | List All Items
        • Checkout | Delete
    • Notifications
      • Subscription | Create Response
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      • Subscribable Events | List All Items
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    • Cross Border
      • Cross Border Money Movement
        • Cross Border Money Movement Create Request
        • Cross Border Money Movement Create Response
      • FX Quote
        • FX Rolling Quote
          • FX Quote Static | Create Response
        • FX Static Quote
        • FX Quote | Create Request
        • FX Quote | Metadata Quote Tiers
        • FX Quote | Metadata Penalization Tier
    • Reports
      • Download
    • Error Model
    • Report Scheduler
  1. Connect Accounts

Managing Connect Accounts

Connecting to Financial Institution Accounts#

It is possible to seamlessly integrate your existing accounts at designated financial institutions with the Connect an Account endpoint. Cobre manages direct connections to the bank, efficiently handling intra-day balance inquiries and transaction management. Additionally, Cobre provides the capability to initiate money movements using any connected account.

Financial Institutions Providers Catalog#

For effective use of the Connect an Account endpoint, a provider ID is required along with the specification of an action. This ensures the API can accurately process your request.
Colombia
Mexico
List of all the financial institutions providers available in Colombia along with the available services.
CodeSupplierConnectBalancesTransactionsPayments
pr_col_1001Banco de Bogotá
Yes
Yes
Yes
Yes
pr_col_1007Bancolombia
Yes
Yes
Yes
Yes
pr_col_1013BBVA Colombia
Yes
Yes
Yes
Yes
pr_col_1023Banco de Occidente
Yes
Yes
Yes
Yes
Only the action connect within the accounts API is available for Financial Institution providers.
For more information about all the available providers in Platform V3, please refer to the Providers documentation.

Actions performed on a Connect Account#

🔑 Connect
🔍 Retrieval
✍️ Update
Description: Connect a Bank Account.
What to expect after the action: Connected Account in state connecting.
📘 Learn more: 🔗 Connect an Account

Connected Account transactions#

🔍 Retrival
Description: 🔎 Get all transactions related to all Connected Accounts, or to a specific Connected Account. Also get a specific transactions details.
What to expect after the action: List of transactions information (i.e. debits and credits) or a specific transaction information.
📘 Learn more:
Obtain all client transactions
Obtain all Account Transactions
Obtain one Transaction

How to Get Started#

Before you begin, we recommend having clarity on the preliminary steps required before using this solution.

Before using this API#

1
Before connecting a Connect Account, ensure the papework is sorted out with the corresponding bank
Ask to your KAM to help you with the paperwork required to notify the bank that your company is fine with Cobre connecting the account.
2
When connecting a Connect Account, use the right provider_id according to the bank of the account
Use the rigth provider based on the bank of account. See the above section Financial Institutions Providers Catalog for more details.
3
Subscribe to transaction notifications
Subscribe to transaction notifications to receive information about:
Transaction credits (e.g., accounts.balance.credit)
Transaction debits (e.g., accounts.balance.debit)
See Notifications & Suscriptions for more details

What to expect after using this API#

1
Start moving money
Send money (ACH transfers only)
to local accounts - see Local Payouts guides in Colombia and Mexico
to Cobre Balances - follow the above guides and just use a Cobre Balance as destination
in bulk operations to local accounts - see Bulk Money Movements guide
in scheduled sweeps from multiple Connected Accounts to a Cobre Balance or to a local account - see Money Movement Scheduler guide
Receive money
from a Cobre Balance transfer - follow the Local Payouts guides and use a Cobre Balance as origin and the connected account as destination
2
Get transaction information on demand
Use the Connected Account transactions endpoints specified in the corresponding section in this guide to get the debits and credits that affected the Conneted Accounts balance.
Modified at 2026-03-25 20:51:42
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