1. Development Toolkit
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  • Cobre Intro
    • Welcome
    • Get started
    • Connect Cobre's Documentation to AI
    • Products
      • Local Payments
        • Local Payments with Cobre
        • Payouts
          • Colombia
            • Money Movements with Bre-B
            • Money Movements with Cobre Fast Pay
          • Mexico
            • Money Movements with CLABEs and SPEI Cards
          • United States
            • Money Movements with Fedwire
          • Multi-region
            • Money Movements Scheduler
        • Payins
          • Colombia
            • Checkout
            • Request to Pay (R2P) Colombia
            • Direct Debit with Nequi
            • Static Bre-B Keys
            • Transfer-In
          • México
            • Request to Pay (R2P) Mexico
            • CLABE-backed Virtual Balances Accounts (Cobre Balances)
            • Virtual CLABEs
          • United States
            • Fedwire Payins at Cobre
        • Other features
          • Bulk Money Movements
          • Enabling Approval Workflows (Maker–Checker)
          • Named Accounts in Mexico
      • Cross Border Payments
        • Cross Border Payments with Cobre
      • Stablecoins
        • Stablecoins with Cobre
        • Global Payins in Stablecoins
        • Global Payouts in Stablecoins
        • Stablecoin Funding (On-Ramp & Off-Ramp)
        • StableFX
        • COPco & Rewards
      • Connect
        • Connect bank accounts with Cobre
    • Other features
      • Account Verification
      • Notifications and subscriptions
      • Security at Cobre
      • Performance and throughput
      • Reconciliation at Cobre
    • Using Cobre
      • Bre-B Payouts with Payment Instruments of Your Ecosystem
      • Cobre for Lenders
      • Integrating Cobre from ERPs
  • Portal
    • Introduction & Quick Start
    • Authentication in Portal
    • Troubleshooting & Support
    • Movements
      • Approval Process (Maker-Checker)
      • Local Money Movement
      • Unitary Payment Initiation
      • Bulk Money Movement Initiation
      • Cross-Border Money Movements
      • Scheduler
      • Payment Links
    • Transactions
      • Transactions
    • Accounts
      • Account and Balance Management
      • Account References
        • Virtual CLABEs
        • Transfer Accounts (Transfer-In)
    • Counterparties
      • Counterparties
    • Reports
      • Reports & Reconciliation
    • Settings
      • Users and Roles Management
      • Security and Control
    • Developers
      • Subscription management
  • Developers
    • API Guides
      • Quick Start
      • Authentication
      • Cobre Balances
        • Managing Virtual Balance Accounts (Cobre Balances)
        • Account Linkeage
        • Named Accounts (MX)
      • Connect Accounts
        • Managing Connect Accounts
      • Counterparties
        • Managing Counterparties
      • Local Payments
        • Money Movement
        • Payouts
          • Colombia
            • Fast Pay & ACH
            • Bre-B
          • Mexico
            • SPEI
          • United States
            • Fedwire Payouts
          • Cross-Region
            • Money Movements Approval
            • Bulk Money Movements
            • Bulk Money Movements Approval
            • Money Movement Scheduler
        • Payins
          • Colombia
            • Cobre Keys with Bre-B
            • Checkout
            • Direct Link
            • Direct Debit
            • Transfer-In
            • Processing Refunds in Colombia
          • Mexico
            • Account Reference – Virtual CLABEs
            • Direct Link
            • Processing Refunds in Mexico
          • United States
            • Fedwire Payins
      • Cross Border Payments
        • Cross Border Payments
        • Create Fx Quotes
        • Create a Cross Boder Money Movement
        • Fund your global Cobre Balance
        • Create a Generic Money Movement
      • Cross Features
        • Account Verification
        • Reports
        • Report Scheduler
        • Evidence API
        • Notifications & Subscriptions
        • FX Alerts
      • Reconciliation
        • Payouts Reconciliation
        • Payins Reconciliation in Colombia
        • Payins Reconciliation in México
        • Opening and Closing Balance Reconciliation
        • Account Linkage Reconciliation
      • Testing
        • Testing Cases
        • Testing PSE and Bancolombia
        • General Testing
      • Certification
        • Certification Process
        • Questionnaire
      • Stablecoins
        • Stablecoins
        • Managing Stablecoin Balances & Wallets
        • Stablecoin Payins
        • Stablecoin Payouts
        • Stablecoin Funding (On/Off-Ramp)
        • StableFX
        • COPco Rewards
        • Global payouts in stable
      • Others
        • Managing API and Product Changes
        • Security Considerations
        • Performance Guidelines: Rate and Burst Limit Considerations
    • API Explorer
      • Authentication
        • Authentication
      • Accounts
        • Create or Connect an Account
        • Obtain all Accounts
        • Obtain one Account
        • Update an Account
        • Close a Cobre Balance
        • Obtain an Account Transactions
        • Obtain an Account Transaction
        • Obtain all Transactions
        • Obtain one Transaction
        • Obtain Account Daily Balance History
        • Assign or Change Primary Account
        • Unlinking Primary Account
      • Account Verifications
        • Create an Account Verification
        • Obtain one Account Verification
        • Obtain all Account Verifications
      • Account References
        • Create an Account Reference
        • List one Account Reference
        • List all Account References
        • Delete an Account Reference
        • Generate a Certificate for your Account Reference
      • Cobre Keys
        • Create a Key
        • Obtain all Keys
        • Obtain one Key
        • Cancel a Key
        • Block or Reactivate Keys
      • Counterparties
        • Account Debit Registration
          • Register a Counterparty for Direct Debit
          • Obtain all Registrations
          • Obtain one Registration
        • Create a Counterparty
        • Obtain one Counterparty
        • Obtain all Counterparties
        • Delete a Counterparty
      • Money Movements
        • Create a Money Movement
        • Obtain one Money Movement
        • Obtain all Money Movements
        • Return a Money Movement
      • Money Movement Approvals
        • Approve a Money Movement
        • List all Money Movement Approvals
      • Money Movement Scheduler
        • Create a Money Movement Scheduler
        • List all Money Movement Schedulers
        • Cancel an Active Scheduler
      • Bulk Money Movement
        • Create a Bulk Money Movement
        • List all Bulk Money Movements
        • List one Bulk Money Movement
      • Bulk Money Movement Approvals
        • Bulk Money Movements Decision
      • Cross Border
        • Create a FX Quote
        • Obtain one FX Quote
        • Obtain all the FX Quotes
        • Create a Cross Border Money Movement
        • Obtain one Cross Border Money Movement
        • Obtain all the Cross Border Money Movements
      • Checkout
        • Create a Checkout
        • Obtain one Checkout
        • Obtain all Checkouts
        • Desactivate a Checkout
      • Evidence
        • Evidence Requests
          • Obtain Evidence Request
          • Search Evidence Requests
        • Evidence Documents
          • Generate Upload Links
          • Generate Download Link
        • Evidence Information
          • Submit Evidence Information
      • Reports
        • Create a Report
        • Obtain all Reports
        • Generate Download Link for Selected Reports
        • Create a Cobre Balance Statement
      • Report Scheduler
        • Create a Report Scheduler
        • Obtain all Reports Schedulers
        • Delete a Report Scheduler
      • Notifications & Subscriptions
        • Subscribe to Events
        • Obtain all Subscriptions
        • Delete a Subscription
        • List all Available Events
      • Alerts
        • Create Alert
        • Obtain All Alerts
        • Obtain One Alert
        • Deactivate An Alert
      • Subclients
        • Create a Subclient
        • Obtain all Subclients
        • Obtain one Subclient
    • Development Toolkit
      • How to integrate with Cobre
      • Build with AI
      • Create a Solution Design with AI
      • Generate Code with MCP
      • Explore API Workflow Examples
    • Platform Catalogs
      • Mexican Bank Codes
      • Error Dictionary
      • Transaction Types
      • Account Providers
      • Money Movement Statuses
      • Colombian Bank Codes
    • Testing APIs
      • Create a Transaction Adjustment
      • Change a Money Movement Status
      • Transaction Adjustment (QA)
      • Change Money Movement Status (QA)
    • Reports Layout
      • Money Movements Layout
        • All Money Movements (CSV)
        • All Money Movements (JSON)
        • SPEI Money Movements (CSV)
        • LEGACY Money Movements (CSV)
      • Transactions Layout
        • All Transactions (CSV)
        • All Transactions (JSON)
        • Virtual Balance Account (Cobre Balance) Statement (PDF)
      • Counterparties Layout
        • All Counterparties (CSV)
      • Multicash Layout
        • Multicash Header (TXT)
        • Multicash Detail (TXT)
    • Notifications Layout
      • Account Events
        • Account Balance Credit
        • Account Balance Debit
      • Cobre Keys
        • Cobre Keys
      • Counterparties
        • Counterparties
        • Direct Debit Registration
      • Money Movement
        • Money Movement
      • Bulk Money Movement
        • Bulk Money Movement
      • Cross Border Money Movement
        • Cross Border Money Movement
      • Evidence Requests
        • Evidence Requests
      • Reports
        • Reports
      • Alerts
        • FX Alerts
      • Account References
        • Self-custodian wallet
        • Transfer-in
      • Subclients
        • Subclients
  • Schemas
    • Counterparties
      • Colombia
        • PayOut
          • Counterparty | Create Metadata Type Cobre Balance (CO)
          • Counterparty | Response Metadata Type Cobre Balance (CO)
          • Counterparty | Create Metadata Type Breb Key (CO)
          • Counterparty | Response Metadata Type Breb Key (CO)
          • Counterparty | Create Metadata Type QR (CO)
          • Counterparty | Response Metadata Type QR (CO)
          • Counterparty | Create Metadata Type CC (CO)
          • Counterparty | Response Metadata Type CC (CO)
          • Counterparty | Create Metadata Type CH (CO)
          • Counterparty | Response Metadata Type CH (CO)
          • Counterparty | Create Metadata Type DP (CO)
          • Counterparty | Response Metadata Type DP (CO)
        • PayIn
          • Counterparty | Response Metadata Type r2p (CO)
          • Counterparty | Create Metadata Type r2p (CO)
          • Counterparty | Create Metadata Type r2p Breb (CO)
          • Counterparty | Response Metadata Type r2p Breb (CO)
        • Secondary Counterparty
          • Secondary Counterparty Create Request
          • Secondary Counterparty Create Response (CO)
          • Secondary Counterparty Create Metadata Type NP (CO)
          • Secondary Counterparty Response Metadata Type NP (CO)
          • Secondary Counterparty Request Metadata Type LE
          • Secondary Counterparty Response Metadata Type LE (CO)
        • Direct Debit
          • Direct Debit Registration | Create
          • Direct Debit Registration | Response
          • Direct Debit Registration | List All Items
        • Counterparty | Create Request (CO)
        • Counterparty | Create Response (CO)
      • Mexico
        • PayOut
          • Counterparty | Create Metadata Type Clabe (MX)
          • Counterparty | Response Metadata Type Clabe (MX)
          • Counterparty | Create Metadata Type SPEI Card (MX)
          • Counterparty | Response Metadata Type SPEI Card (MX)
        • PayIn
          • Counterparty | Create Metadata Type r2p (MX)
          • Counterparty | Response Metadata Type r2p (MX)
        • Counterparty | Create Response (MX)
        • Counterparty | Create Request (MX)
        • Counterparty | Money Movement Return (MX)
      • Global
        • Counterparty | Global CP Request
        • Counterparty | Global Deposit NP request
        • Counterparty | Global Deposit NP response
        • Counterparty | Global Deposit LE request
        • Counterparty | Global Deposit LE response
        • Counterparty | Global CP Response
      • USA
        • Counterparty | Create Request (USA)
        • Counterparty | Create Response (USA)
        • Request Medatata Business
        • Response Medatata Business
        • Request Medatata Individual
        • Response Medatata Individual
        • Counterparty | Create Request (USA)
        • Counterparty | Create Response (USA)
      • Generic
        • Counterparty | Generic CP Request
        • Counterparty | Generic CP Response
        • Payment Information | SWIFT
        • Payment Information | SEPA
        • Payment Information | CIPS
        • Payment Information | Fedwire
      • Counterparty | List All Items
    • Authentication
      • Authentication | Request
      • Authentication | Response
    • Transactions
      • Global
        • Transaction | Debit Cross Border
        • Transaction | Credit Cross Border
      • Colombia
        • Debit
          • Transaction | Debit FI (CO) (col_debit)
          • Transaction | Debit Cobre Balance (CO)
          • Transaction | Debit Breb (CO) (breb_debit)
        • Credit
          • Transaction | Credit Direct Debit (CO) (dd_credit)
          • Transaction | Rejected Breb (breb_rejected)
          • Transaction | Credit Top Up (CO) (col_top_up_credit)
          • Transaction | Credit FI (CO) (col_credit)
          • Transaction | Credit Cobre Balance (CO) (col_cb_credit)
          • Transaction | Credit r2p (r2p_credit)
          • Transaction | Credit Breb (CO) (breb_credit)
          • Transaction | Credit r2p Breb (CO) (r2p_breb_credit)
        • Transaction | Connect Obtain (CO)
        • Transaction | Cobre Balance Obtain (CO)
      • Mexico
        • Debit
          • Transaction | Debit FI (MX) (mex_debit)
          • Transaction | Debit SPEI (MX) (spei_debit)
          • Transaction | Debit Internal SPEI (MX)
        • Credit
          • Transaction | Credit FI (MX)
          • Transaction | Credit SPEI (MX)
          • Transaction | Credit Internal SPEI (MX)
        • Transaction | Connect Obtain (MX)
        • Transaction | Return SPEI (MX)
        • Transaction | Cobre Balance Obtain (MX)
      • Transactions | Connect List All Items
      • Transaction | Debit Misc
      • Transaction | Credit Misc
      • Transaction | Adjustment Debit
      • Transaction | Adjustment Credit
      • Transactions | Cobre Balance List All Items
      • Transaction Metadata | global_credit
      • Transaction Metadata | global_debit
      • Transaction Metadata | stable_payout_debit
      • Transaction Metadata | onramp_credit
      • Transaction Metadata | onramp_debit
      • Transaction Metadata | offramp_credit
      • Transaction Metadata | offramp_debit
      • Transaction Metadata | reward_credit
      • Transaction Metadata | cbmm_debit (StableFX)
      • Transaction Metadata | cbmm_credit (StableFX)
      • Transaction | Cobre Balance Obtain (Global/Stable)
    • Cobre Keys
      • Colombia
        • Cobre Key | Create Request
        • Cobre Key | Create Response
        • Cobre Key | Obtain Response
        • Cobre Key | Reactive Request
    • Money Movements
      • Approvals
        • Money Movement Approvals | Create Request
        • Money Movement Approvals | Create Response
        • Money Movement Approvals | List All Items
      • Mexico
        • PayOut
          • Money Movement | Create Metadata Type SPEI
          • Money Movement | Response Metadata Type SPEI
        • Return
          • Money Movement Return | Create Request
          • Money Movement Return | Create Response
          • Money Movement Return | Response Medatada Type SPEI
        • PayIn
          • Money Movement Direct Link | Create Metadata Rail r2p SPEI
          • Money Movement Direct Link | Response Metadata Rail r2p SPEI
      • Colombia
        • PayOut
          • Money Movement | Create Metadata Type Fast Pay
          • Money Movement | Response Metadata Type Bre-B
          • Money Movement | Create Metadata Type Bre-B
          • Money Movement | Response Metadata Type Fast Pay
          • Money Movement | Create Metadata Type ACH
          • Money Movement | Response Metadata Type ACH
          • Money Movement | Response Metadata Type Bre-B
          • Money Movement | Response Metadata Type Bre-B Split
        • PayIn
          • Money Movement Direct Link | Create Metadata Rail r2p
          • Money Movement Direct Link | Response Metadata Rail PSE
          • Money Movement Direct Link | Response Metadata Rail Bancolombia
          • Money Movement Direct Link | Response Metadata Rail Nequi
          • Money Movement Direct Link | Create Metadata Rail r2p Breb
          • Money Movement Direct Link | Response Metadata Rail r2p Breb
        • Direct Debit
          • Money Movement Direct Debit | Create Metadata
          • Money Movement Direct Debit | Response Metadata
      • Global
        • Payout in stable
          • Money Movement | Create Metadata Type Global (stable)
          • Money Movement | Response Metadata Type Global (stable)
          • Money Movement | Create Metadata Type Stable Payout
          • Money Movement | Response Metadata Type Stable Payout
      • United States
        • PayOut
          • Money Movement | Create Metadata Type Fedwire
          • Money Movement | Response Metadata Type Fedwire
        • PayOuts
      • Generic
        • Money Movement | Create Metadata Type Generic
        • Money Movement | Response Metadata Type Generic
      • Money Movement | List All Items
      • Money Movement | Create Metadata Type On-Ramp / Off-Ramp
      • Money Movement | Create Response
      • Money Movement | Response Metadata Type On-Ramp / Off-Ramp
    • Accounts
      • Account Verification
        • Mexico
          • Account Verification Create Metadata Type mex_acc_details_1
          • Account Verification Response Metadata Type mex_acc_details_1
          • Account Verification Create Request
          • Account Verification Create Metadata Type mex_acc_ownership_1
          • Account Verification Response Metadata Type mex_acc_ownership_1
        • Colombia
          • Account Verification Response Metadata Type col_key_details_1
          • Account Verification Create Metadata Type col_key_details_1
          • Account Verification Create Metadata Type col_key_ownership_1
          • Account Verification Response Metadata Type col_key_ownership_1
          • Account Verificacion Response Metadata Type col__key_ownership_2
          • Account Verification Create Metadata Type col_key_ownership_2
        • Account Verification Create Response
        • Account Verifications List All Items
      • Account References
        • Account References Request
        • Account Reference Response
        • List all account references
        • Account Reference Certificate Generation Response
        • Account References Request (Self-Custodian Wallet)
        • Account Reference Response (Self-Custodian Wallet)
      • Daily Balance
        • Daily Balance Historiy List All Items
        • Daily Balance Obtain Response
      • Cobre Balances and Connect Accounts
        • Mexico
          • Cobre Balance | Create Metadata (MX)
          • Cobre Balance | Create Response (MX)
          • Connect Account | Create Metadata (MX)
          • Connect Account | Response Metadata (MX)
        • Colombia
          • Cobre Balance | Create Metadata (CO)
          • Connect Account | Create Metadata (CO)
          • Connect Account | Response Metadata (CO)
          • Cobre Balance | Create Response (CO)
        • Global
          • Cobre Balance | Create Metadata (Global)
          • Cobre Balance | Create Response (Global)
          • Cobre Balance | Create Metadata (Stable)
          • Cobre Balance | Create Response (Stable)
        • USA
          • Cobre Balance | Create Metadata (USA)
          • Cobre Balance | Create Response (USA)
        • Cobre Balance | Create Request
        • Connect Account | Create Request
        • Accounts | List All Items
        • Account | Update Request
    • Bulk Money Movement
      • Bulk Money Movement | Obtain Response
      • Bulk Money Movement Decision | Create Request
      • Bulk Money Movements | List All Items
    • Money Movement Scheduler
      • Money Movement Scheduler | Create Request
      • Money Movement Scheduler | Create Response
      • Money Movement Scheduler | List All Items
    • Checkout
      • Colombia
        • Checkout | Create Request
        • Checkout | Create Response
        • Checkout | List All Items
        • Checkout | Delete
    • Notifications
      • Subscription | Create Response
      • Subscription | Create Request
      • Subscription | List All Items
      • Subscribable Events | List All Items
      • Subscribable Events | Metadata
    • Evidence Request
      • Schemas
        • Error
        • Evidence Request
        • Document Type
        • Evidence Id
        • Upload Intent
        • Evidence Request Id
        • Evidence Request Status
        • Information Type
        • Information
        • Evidence
        • Information Status
        • Document
        • Document Status
        • Headers
      • RequestBodies
        • Upload Intent Request
    • Cross Border
      • Cross Border Money Movement
        • Cross Border Money Movement Create Request
        • Cross Border Money Movement Create Response
        • CBMM Obtain Response | Static Quote
        • CBMM Obtain Response | Rolling Quote
        • Cross Border Money Movements List All Items
      • FX Quote
        • FX Rolling Quote
          • FX Quote Static | Create Response
          • FX Quote Static | Cross Border Response
        • FX Static Quote
          • FX Quote Rolling | Create Response
          • FX Quote Rolling | Cross Border Response
        • FX Quote | List All Items
        • FX Quote | Metadata Quote Tiers
        • FX Quote | Metadata Penalization Tier
        • FX Quote | Metadata Fees Breakdown
        • FX Quote | Create Request
    • Reports
      • Download
        • Report Download Create Request
        • Report Download Create Response
      • Reports Create Request
      • Reports Create Response
      • Reports Create Metadata
      • Reports List All Items
      • Cobre Balance Statement Request
      • Cobre Balance Statement Response
    • Error Model
      • Error Model
    • Report Scheduler
      • Report Schedulers | Create Request
      • Report Schedulers | Delete Response
    • Alerts
      • Create Alert
      • Alert Object
      • List All Alerts
      • Alert | Metadata Type fx_rate
    • Subclients
      • Subclients | Create Request (MX)
      • Subclients | Create Response (MX)
  1. Development Toolkit

Explore API Workflow Examples

The Cobre Demo Flow Library is a collection of interactive, self-contained API walkthroughs. Each flow shows a Cobre integration end to end — authentication, API calls, webhooks, and reconciliation — with worked request and response examples.
Always open the live library. Flows are added and updated independently of this page, so a remembered list will go stale.
These walkthroughs are educational. They do not execute against your sandbox or production account. Use them to learn the sequence; use the API Guides and API Explorer for the live contract.

What you will find#

The library is organized so you can browse without knowing Cobre’s product names in advance.
Two kinds of flows
Generic flows — one product or rail in isolation (a payout, a payin, or a similar single sequence). Use these when you want the shortest path through one API.
Use case flows — a business journey that combines several products (for example disbursing and collecting, or moving funds across borders). Use these when you want to see how Cobre objects fit together.
How the menu is grouped
1.
Kind of flow (generic vs use case)
2.
Geography
3.
Product or industry segment
The menu grows as Cobre publishes new walkthroughs. If you already know a country, rail, or industry, use search.
Languages
The library and every flow are localized. Use the language control at the top of the page; the choice applies to titles, step copy, and field labels.

How to navigate#

1
Open the library
Description: Go to https://cobre-demo-flows.cobre.co/index.html.
What to expect after the action: A sidebar of flows and a welcome panel. Nothing is selected until you pick a flow.
2
Set the language
Description: Use the language control if you want a locale other than English.
What to expect after the action: Menu titles and the preview panel switch language.
3
Browse or search
Description: Expand a geography and segment in the sidebar, or type in Search flows.
What to expect after the action: Matching flows stay visible; others hide.
4
Preview a flow
Description: Click a flow name in the sidebar.
What to expect after the action: The preview shows the title, a short description, geography, segment, step count, and product tags.
5
Open the demo or download it
Description: Choose Open demo flow to walk through it in the browser, or Download HTML to save a self-contained file.
What to expect after the action: The full walkthrough opens (or downloads). You can return to the library from the flow page.

What is inside a flow#

Every flow is a guided sequence. You move step by step; you do not need credentials.
Typical contents:
A sidebar grouped by business stages — authenticate, set up objects, move money, listen for events, reconcile.
API steps with a plain-language description, the request and response, and field tooltips that match the example JSON.
Webhook outcomes when a step triggers notifications — including terminal states and, when a Cobre Balance is involved, the matching credit or debit Transaction.
Reconciliation steps that map Cobre fields onto an external system. These steps do not call an API; they close the loop in your own books.
Documentation links on each step into the matching Cobre Docs page.
Use Previous / Next to move through the flow. Done on the last step returns you to the library.

How to choose a flow#

You want to…Start with
Learn one rail or product in isolationA generic flow for that geography and direction (payin or payout)
See how products combine for a businessA use case flow whose operating model is closest to yours
Understand webhooks and reconciliationAny flow — every walkthrough includes both
Share a walkthrough with your teamDownload HTML and send the file; it runs without a connection to the library
If two flows look similar, open the shorter generic one first, then the use-case one to see the extra stages (balances, counterparties, FX, or collections).

After you walk through a flow#

Generate a Solution Design for your own scope: Create a Solution Design with AI
Scaffold implementation from the live spec: Generate Code with MCP
Connect live docs in your IDE: Build with AI
Read the contract for each endpoint in the API Explorer and the matching API Guide

Related guides#

How to integrate with Cobre — client journey from pre-sales to go-live
Create a Solution Design with AI — produce a Markdown design from your own team
Generate Code with MCP — prompts for PMs and developers to generate code from MCP
Build with AI — connect the Cobre Docs MCP in your IDE
Authentication — obtain the token used at the start of every flow
Notifications & Subscriptions — webhook delivery and signatures
General Testing — sandbox and QA testing
Modified at 2026-08-19 16:23:14
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