1. Development Toolkit
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  • Cobre Intro
    • Welcome
    • Get started
    • Connect Cobre's Documentation to AI
    • Products
      • Local Payments
        • Local Payments with Cobre
        • Payouts
          • Colombia
            • Money Movements with Bre-B
            • Money Movements with Cobre Fast Pay
          • Mexico
            • Money Movements with CLABEs and SPEI Cards
          • United States
            • Money Movements with Fedwire
          • Multi-region
            • Money Movements Scheduler
        • Payins
          • Colombia
            • Checkout
            • Request to Pay (R2P) Colombia
            • Direct Debit with Nequi
            • Static Bre-B Keys
            • Transfer-In
          • México
            • Request to Pay (R2P) Mexico
            • CLABE-backed Virtual Balances Accounts (Cobre Balances)
            • Virtual CLABEs
          • United States
            • Fedwire Payins at Cobre
        • Other features
          • Bulk Money Movements
          • Enabling Approval Workflows (Maker–Checker)
          • Named Accounts in Mexico
      • Cross Border Payments
        • Cross Border Payments with Cobre
      • Stablecoins
        • Stablecoins with Cobre
        • Global Payins in Stablecoins
        • Global Payouts in Stablecoins
        • Stablecoin Funding (On-Ramp & Off-Ramp)
        • StableFX
        • COPco & Rewards
      • Connect
        • Connect bank accounts with Cobre
    • Other features
      • Account Verification
      • Notifications and subscriptions
      • Security at Cobre
      • Performance and throughput
      • Reconciliation at Cobre
    • Using Cobre
      • Bre-B Payouts with Payment Instruments of Your Ecosystem
      • Cobre for Lenders
      • Integrating Cobre from ERPs
  • Portal
    • Introduction & Quick Start
    • Authentication in Portal
    • Troubleshooting & Support
    • Movements
      • Approval Process (Maker-Checker)
      • Local Money Movement
      • Unitary Payment Initiation
      • Bulk Money Movement Initiation
      • Cross-Border Money Movements
      • Scheduler
      • Payment Links
    • Transactions
      • Transactions
    • Accounts
      • Account and Balance Management
      • Account References
        • Virtual CLABEs
        • Transfer Accounts (Transfer-In)
    • Counterparties
      • Counterparties
    • Reports
      • Reports & Reconciliation
    • Settings
      • Users and Roles Management
      • Security and Control
    • Developers
      • Subscription management
  • Developers
    • API Guides
      • Quick Start
      • Authentication
      • Cobre Balances
        • Managing Virtual Balance Accounts (Cobre Balances)
        • Account Linkeage
        • Named Accounts (MX)
      • Connect Accounts
        • Managing Connect Accounts
      • Counterparties
        • Managing Counterparties
      • Local Payments
        • Money Movement
        • Payouts
          • Colombia
            • Fast Pay & ACH
            • Bre-B
          • Mexico
            • SPEI
          • United States
            • Fedwire Payouts
          • Cross-Region
            • Money Movements Approval
            • Bulk Money Movements
            • Bulk Money Movements Approval
            • Money Movement Scheduler
        • Payins
          • Colombia
            • Cobre Keys with Bre-B
            • Checkout
            • Direct Link
            • Direct Debit
            • Transfer-In
            • Processing Refunds in Colombia
          • Mexico
            • Account Reference – Virtual CLABEs
            • Direct Link
            • Processing Refunds in Mexico
          • United States
            • Fedwire Payins
      • Cross Border Payments
        • Cross Border Payments
        • Create Fx Quotes
        • Create a Cross Boder Money Movement
        • Fund your global Cobre Balance
        • Create a Generic Money Movement
      • Cross Features
        • Account Verification
        • Reports
        • Report Scheduler
        • Evidence API
        • Notifications & Subscriptions
        • FX Alerts
      • Reconciliation
        • Payouts Reconciliation
        • Payins Reconciliation in Colombia
        • Payins Reconciliation in México
        • Opening and Closing Balance Reconciliation
        • Account Linkage Reconciliation
      • Testing
        • Testing Cases
        • Testing PSE and Bancolombia
        • General Testing
      • Certification
        • Certification Process
        • Questionnaire
      • Stablecoins
        • Stablecoins
        • Managing Stablecoin Balances & Wallets
        • Stablecoin Payins
        • Stablecoin Payouts
        • Stablecoin Funding (On/Off-Ramp)
        • StableFX
        • COPco Rewards
        • Global payouts in stable
      • Others
        • Managing API and Product Changes
        • Security Considerations
        • Performance Guidelines: Rate and Burst Limit Considerations
    • API Explorer
      • Authentication
        • Authentication
      • Accounts
        • Create or Connect an Account
        • Obtain all Accounts
        • Obtain one Account
        • Update an Account
        • Close a Cobre Balance
        • Obtain an Account Transactions
        • Obtain an Account Transaction
        • Obtain all Transactions
        • Obtain one Transaction
        • Obtain Account Daily Balance History
        • Assign or Change Primary Account
        • Unlinking Primary Account
      • Account Verifications
        • Create an Account Verification
        • Obtain one Account Verification
        • Obtain all Account Verifications
      • Account References
        • Create an Account Reference
        • List one Account Reference
        • List all Account References
        • Delete an Account Reference
        • Generate a Certificate for your Account Reference
      • Cobre Keys
        • Create a Key
        • Obtain all Keys
        • Obtain one Key
        • Cancel a Key
        • Block or Reactivate Keys
      • Counterparties
        • Account Debit Registration
          • Register a Counterparty for Direct Debit
          • Obtain all Registrations
          • Obtain one Registration
        • Create a Counterparty
        • Obtain one Counterparty
        • Obtain all Counterparties
        • Delete a Counterparty
      • Money Movements
        • Create a Money Movement
        • Obtain one Money Movement
        • Obtain all Money Movements
        • Return a Money Movement
      • Money Movement Approvals
        • Approve a Money Movement
        • List all Money Movement Approvals
      • Money Movement Scheduler
        • Create a Money Movement Scheduler
        • List all Money Movement Schedulers
        • Cancel an Active Scheduler
      • Bulk Money Movement
        • Create a Bulk Money Movement
        • List all Bulk Money Movements
        • List one Bulk Money Movement
      • Bulk Money Movement Approvals
        • Bulk Money Movements Decision
      • Cross Border
        • Create a FX Quote
        • Obtain one FX Quote
        • Obtain all the FX Quotes
        • Create a Cross Border Money Movement
        • Obtain one Cross Border Money Movement
        • Obtain all the Cross Border Money Movements
      • Checkout
        • Create a Checkout
        • Obtain one Checkout
        • Obtain all Checkouts
        • Desactivate a Checkout
      • Evidence
        • Evidence Requests
          • Obtain Evidence Request
          • Search Evidence Requests
        • Evidence Documents
          • Generate Upload Links
          • Generate Download Link
        • Evidence Information
          • Submit Evidence Information
      • Reports
        • Create a Report
        • Obtain all Reports
        • Generate Download Link for Selected Reports
        • Create a Cobre Balance Statement
      • Report Scheduler
        • Create a Report Scheduler
        • Obtain all Reports Schedulers
        • Delete a Report Scheduler
      • Notifications & Subscriptions
        • Subscribe to Events
        • Obtain all Subscriptions
        • Delete a Subscription
        • List all Available Events
      • Alerts
        • Create Alert
        • Obtain All Alerts
        • Obtain One Alert
        • Deactivate An Alert
      • Subclients
        • Create a Subclient
        • Obtain all Subclients
        • Obtain one Subclient
    • Development Toolkit
      • How to integrate with Cobre
      • Build with AI
      • Create a Solution Design with AI
      • Generate Code with MCP
      • Explore API Workflow Examples
    • Platform Catalogs
      • Mexican Bank Codes
      • Error Dictionary
      • Transaction Types
      • Account Providers
      • Money Movement Statuses
      • Colombian Bank Codes
    • Testing APIs
      • Create a Transaction Adjustment
      • Change a Money Movement Status
      • Transaction Adjustment (QA)
      • Change Money Movement Status (QA)
    • Reports Layout
      • Money Movements Layout
        • All Money Movements (CSV)
        • All Money Movements (JSON)
        • SPEI Money Movements (CSV)
        • LEGACY Money Movements (CSV)
      • Transactions Layout
        • All Transactions (CSV)
        • All Transactions (JSON)
        • Virtual Balance Account (Cobre Balance) Statement (PDF)
      • Counterparties Layout
        • All Counterparties (CSV)
      • Multicash Layout
        • Multicash Header (TXT)
        • Multicash Detail (TXT)
    • Notifications Layout
      • Account Events
        • Account Balance Credit
        • Account Balance Debit
      • Cobre Keys
        • Cobre Keys
      • Counterparties
        • Counterparties
        • Direct Debit Registration
      • Money Movement
        • Money Movement
      • Bulk Money Movement
        • Bulk Money Movement
      • Cross Border Money Movement
        • Cross Border Money Movement
      • Evidence Requests
        • Evidence Requests
      • Reports
        • Reports
      • Alerts
        • FX Alerts
      • Account References
        • Self-custodian wallet
        • Transfer-in
      • Subclients
        • Subclients
  • Schemas
    • Counterparties
      • Colombia
        • PayOut
          • Counterparty | Create Metadata Type Cobre Balance (CO)
          • Counterparty | Response Metadata Type Cobre Balance (CO)
          • Counterparty | Create Metadata Type Breb Key (CO)
          • Counterparty | Response Metadata Type Breb Key (CO)
          • Counterparty | Create Metadata Type QR (CO)
          • Counterparty | Response Metadata Type QR (CO)
          • Counterparty | Create Metadata Type CC (CO)
          • Counterparty | Response Metadata Type CC (CO)
          • Counterparty | Create Metadata Type CH (CO)
          • Counterparty | Response Metadata Type CH (CO)
          • Counterparty | Create Metadata Type DP (CO)
          • Counterparty | Response Metadata Type DP (CO)
        • PayIn
          • Counterparty | Response Metadata Type r2p (CO)
          • Counterparty | Create Metadata Type r2p (CO)
          • Counterparty | Create Metadata Type r2p Breb (CO)
          • Counterparty | Response Metadata Type r2p Breb (CO)
        • Secondary Counterparty
          • Secondary Counterparty Create Request
          • Secondary Counterparty Create Response (CO)
          • Secondary Counterparty Create Metadata Type NP (CO)
          • Secondary Counterparty Response Metadata Type NP (CO)
          • Secondary Counterparty Request Metadata Type LE
          • Secondary Counterparty Response Metadata Type LE (CO)
        • Direct Debit
          • Direct Debit Registration | Create
          • Direct Debit Registration | Response
          • Direct Debit Registration | List All Items
        • Counterparty | Create Request (CO)
        • Counterparty | Create Response (CO)
      • Mexico
        • PayOut
          • Counterparty | Create Metadata Type Clabe (MX)
          • Counterparty | Response Metadata Type Clabe (MX)
          • Counterparty | Create Metadata Type SPEI Card (MX)
          • Counterparty | Response Metadata Type SPEI Card (MX)
        • PayIn
          • Counterparty | Create Metadata Type r2p (MX)
          • Counterparty | Response Metadata Type r2p (MX)
        • Counterparty | Create Response (MX)
        • Counterparty | Create Request (MX)
        • Counterparty | Money Movement Return (MX)
      • Global
        • Counterparty | Global CP Request
        • Counterparty | Global Deposit NP request
        • Counterparty | Global Deposit NP response
        • Counterparty | Global Deposit LE request
        • Counterparty | Global Deposit LE response
        • Counterparty | Global CP Response
      • USA
        • Counterparty | Create Request (USA)
        • Counterparty | Create Response (USA)
        • Request Medatata Business
        • Response Medatata Business
        • Request Medatata Individual
        • Response Medatata Individual
        • Counterparty | Create Request (USA)
        • Counterparty | Create Response (USA)
      • Generic
        • Counterparty | Generic CP Request
        • Counterparty | Generic CP Response
        • Payment Information | SWIFT
        • Payment Information | SEPA
        • Payment Information | CIPS
        • Payment Information | Fedwire
      • Counterparty | List All Items
    • Authentication
      • Authentication | Request
      • Authentication | Response
    • Transactions
      • Global
        • Transaction | Debit Cross Border
        • Transaction | Credit Cross Border
      • Colombia
        • Debit
          • Transaction | Debit FI (CO) (col_debit)
          • Transaction | Debit Cobre Balance (CO)
          • Transaction | Debit Breb (CO) (breb_debit)
        • Credit
          • Transaction | Credit Direct Debit (CO) (dd_credit)
          • Transaction | Rejected Breb (breb_rejected)
          • Transaction | Credit Top Up (CO) (col_top_up_credit)
          • Transaction | Credit FI (CO) (col_credit)
          • Transaction | Credit Cobre Balance (CO) (col_cb_credit)
          • Transaction | Credit r2p (r2p_credit)
          • Transaction | Credit Breb (CO) (breb_credit)
          • Transaction | Credit r2p Breb (CO) (r2p_breb_credit)
        • Transaction | Connect Obtain (CO)
        • Transaction | Cobre Balance Obtain (CO)
      • Mexico
        • Debit
          • Transaction | Debit FI (MX) (mex_debit)
          • Transaction | Debit SPEI (MX) (spei_debit)
          • Transaction | Debit Internal SPEI (MX)
        • Credit
          • Transaction | Credit FI (MX)
          • Transaction | Credit SPEI (MX)
          • Transaction | Credit Internal SPEI (MX)
        • Transaction | Connect Obtain (MX)
        • Transaction | Return SPEI (MX)
        • Transaction | Cobre Balance Obtain (MX)
      • Transactions | Connect List All Items
      • Transaction | Debit Misc
      • Transaction | Credit Misc
      • Transaction | Adjustment Debit
      • Transaction | Adjustment Credit
      • Transactions | Cobre Balance List All Items
      • Transaction Metadata | global_credit
      • Transaction Metadata | global_debit
      • Transaction Metadata | stable_payout_debit
      • Transaction Metadata | onramp_credit
      • Transaction Metadata | onramp_debit
      • Transaction Metadata | offramp_credit
      • Transaction Metadata | offramp_debit
      • Transaction Metadata | reward_credit
      • Transaction Metadata | cbmm_debit (StableFX)
      • Transaction Metadata | cbmm_credit (StableFX)
      • Transaction | Cobre Balance Obtain (Global/Stable)
    • Cobre Keys
      • Colombia
        • Cobre Key | Create Request
        • Cobre Key | Create Response
        • Cobre Key | Obtain Response
        • Cobre Key | Reactive Request
    • Money Movements
      • Approvals
        • Money Movement Approvals | Create Request
        • Money Movement Approvals | Create Response
        • Money Movement Approvals | List All Items
      • Mexico
        • PayOut
          • Money Movement | Create Metadata Type SPEI
          • Money Movement | Response Metadata Type SPEI
        • Return
          • Money Movement Return | Create Request
          • Money Movement Return | Create Response
          • Money Movement Return | Response Medatada Type SPEI
        • PayIn
          • Money Movement Direct Link | Create Metadata Rail r2p SPEI
          • Money Movement Direct Link | Response Metadata Rail r2p SPEI
      • Colombia
        • PayOut
          • Money Movement | Create Metadata Type Fast Pay
          • Money Movement | Response Metadata Type Bre-B
          • Money Movement | Create Metadata Type Bre-B
          • Money Movement | Response Metadata Type Fast Pay
          • Money Movement | Create Metadata Type ACH
          • Money Movement | Response Metadata Type ACH
          • Money Movement | Response Metadata Type Bre-B
          • Money Movement | Response Metadata Type Bre-B Split
        • PayIn
          • Money Movement Direct Link | Create Metadata Rail r2p
          • Money Movement Direct Link | Response Metadata Rail PSE
          • Money Movement Direct Link | Response Metadata Rail Bancolombia
          • Money Movement Direct Link | Response Metadata Rail Nequi
          • Money Movement Direct Link | Create Metadata Rail r2p Breb
          • Money Movement Direct Link | Response Metadata Rail r2p Breb
        • Direct Debit
          • Money Movement Direct Debit | Create Metadata
          • Money Movement Direct Debit | Response Metadata
      • Global
        • Payout in stable
          • Money Movement | Create Metadata Type Global (stable)
          • Money Movement | Response Metadata Type Global (stable)
          • Money Movement | Create Metadata Type Stable Payout
          • Money Movement | Response Metadata Type Stable Payout
      • United States
        • PayOut
          • Money Movement | Create Metadata Type Fedwire
          • Money Movement | Response Metadata Type Fedwire
        • PayOuts
      • Generic
        • Money Movement | Create Metadata Type Generic
        • Money Movement | Response Metadata Type Generic
      • Money Movement | List All Items
      • Money Movement | Create Metadata Type On-Ramp / Off-Ramp
      • Money Movement | Create Response
      • Money Movement | Response Metadata Type On-Ramp / Off-Ramp
    • Accounts
      • Account Verification
        • Mexico
          • Account Verification Create Metadata Type mex_acc_details_1
          • Account Verification Response Metadata Type mex_acc_details_1
          • Account Verification Create Request
          • Account Verification Create Metadata Type mex_acc_ownership_1
          • Account Verification Response Metadata Type mex_acc_ownership_1
        • Colombia
          • Account Verification Response Metadata Type col_key_details_1
          • Account Verification Create Metadata Type col_key_details_1
          • Account Verification Create Metadata Type col_key_ownership_1
          • Account Verification Response Metadata Type col_key_ownership_1
          • Account Verificacion Response Metadata Type col__key_ownership_2
          • Account Verification Create Metadata Type col_key_ownership_2
        • Account Verification Create Response
        • Account Verifications List All Items
      • Account References
        • Account References Request
        • Account Reference Response
        • List all account references
        • Account Reference Certificate Generation Response
        • Account References Request (Self-Custodian Wallet)
        • Account Reference Response (Self-Custodian Wallet)
      • Daily Balance
        • Daily Balance Historiy List All Items
        • Daily Balance Obtain Response
      • Cobre Balances and Connect Accounts
        • Mexico
          • Cobre Balance | Create Metadata (MX)
          • Cobre Balance | Create Response (MX)
          • Connect Account | Create Metadata (MX)
          • Connect Account | Response Metadata (MX)
        • Colombia
          • Cobre Balance | Create Metadata (CO)
          • Connect Account | Create Metadata (CO)
          • Connect Account | Response Metadata (CO)
          • Cobre Balance | Create Response (CO)
        • Global
          • Cobre Balance | Create Metadata (Global)
          • Cobre Balance | Create Response (Global)
          • Cobre Balance | Create Metadata (Stable)
          • Cobre Balance | Create Response (Stable)
        • USA
          • Cobre Balance | Create Metadata (USA)
          • Cobre Balance | Create Response (USA)
        • Cobre Balance | Create Request
        • Connect Account | Create Request
        • Accounts | List All Items
        • Account | Update Request
    • Bulk Money Movement
      • Bulk Money Movement | Obtain Response
      • Bulk Money Movement Decision | Create Request
      • Bulk Money Movements | List All Items
    • Money Movement Scheduler
      • Money Movement Scheduler | Create Request
      • Money Movement Scheduler | Create Response
      • Money Movement Scheduler | List All Items
    • Checkout
      • Colombia
        • Checkout | Create Request
        • Checkout | Create Response
        • Checkout | List All Items
        • Checkout | Delete
    • Notifications
      • Subscription | Create Response
      • Subscription | Create Request
      • Subscription | List All Items
      • Subscribable Events | List All Items
      • Subscribable Events | Metadata
    • Evidence Request
      • Schemas
        • Error
        • Evidence Request
        • Document Type
        • Evidence Id
        • Upload Intent
        • Evidence Request Id
        • Evidence Request Status
        • Information Type
        • Information
        • Evidence
        • Information Status
        • Document
        • Document Status
        • Headers
      • RequestBodies
        • Upload Intent Request
    • Cross Border
      • Cross Border Money Movement
        • Cross Border Money Movement Create Request
        • Cross Border Money Movement Create Response
        • CBMM Obtain Response | Static Quote
        • CBMM Obtain Response | Rolling Quote
        • Cross Border Money Movements List All Items
      • FX Quote
        • FX Rolling Quote
          • FX Quote Static | Create Response
          • FX Quote Static | Cross Border Response
        • FX Static Quote
          • FX Quote Rolling | Create Response
          • FX Quote Rolling | Cross Border Response
        • FX Quote | List All Items
        • FX Quote | Metadata Quote Tiers
        • FX Quote | Metadata Penalization Tier
        • FX Quote | Metadata Fees Breakdown
        • FX Quote | Create Request
    • Reports
      • Download
        • Report Download Create Request
        • Report Download Create Response
      • Reports Create Request
      • Reports Create Response
      • Reports Create Metadata
      • Reports List All Items
      • Cobre Balance Statement Request
      • Cobre Balance Statement Response
    • Error Model
      • Error Model
    • Report Scheduler
      • Report Schedulers | Create Request
      • Report Schedulers | Delete Response
    • Alerts
      • Create Alert
      • Alert Object
      • List All Alerts
      • Alert | Metadata Type fx_rate
    • Subclients
      • Subclients | Create Request (MX)
      • Subclients | Create Response (MX)
  1. Development Toolkit

Create a Solution Design with AI

Use Cobre’s Skill to produce a Solution Design Document for your integration — Local Payments, Cross Border, FX, Stablecoins, balances, and operational features — from your own technical team.
The skill reads Cobre’s live API documentation and OpenAPI specification, then writes a Markdown design you can share with engineering.
The file you install is a wrapper. On every run it fetches the current workflow, product rules, templates, and validation ontology from Cobre’s hosted skill content. You do not need a new zip when Cobre updates those rules — only when your KAM sends a new wrapper.
The same .skill file works in Claude Code, Cursor, Codex, Copilot, Gemini CLI, and other Agent Skills-compatible coding agents. It does not run in a chat UI that cannot execute scripts or fetch documentation.
Use a current wrapper and let it refresh itself. The zip your KAM sent is not the full rule set. Each run pulls the latest skill content over HTTPS, then reads the live OpenAPI spec through the Cobre Docs MCP.
Before start working in a Solution Design:
1.
Ask your Key Account Manager (KAM) for cobre-create-solution-design.skill.
2.
Connect the Cobre Docs MCP and refresh it in the same chat. The skill will not generate a design from published pages alone.
Do not keep a private fork of the skill. If the output disagrees with docs.cobre.com, trust the published documentation and ask your KAM whether you need a new wrapper.

What the skill produces#

A Markdown Solution Design covering the products you describe: architecture, balances, counterparties, API mapping by rail, webhooks, reconciliation, and open decisions.
Request, response, and webhook examples taken from the live OpenAPI spec — not paraphrased from memory.
The document is written for your engineering kickoff. Commercial terms, pricing, FX spreads, KYC requirements, and per-account limits are not sourced from public docs; the design will say so instead of inventing numbers.
Conversation, intake, and the document can be English, Spanish, or Simplified Chinese. The skill asks which language to use first.
See Example

Prerequisites#

RequirementWhy
A coding agent with shell access (Claude Code, Cursor, Codex, Copilot, Gemini CLI, or similar)The skill must fetch hosted content, refresh the OpenAPI spec, and run validate_spec.py.
Cobre Docs MCPRequired. Endpoints, schemas, examples, and enums come from a refreshed OpenAPI spec. See Build with AI.
cobre-create-solution-design.skill from your KAMLocal scripts and validator.
Python 3, curl, HTTPSFetch hosted pages and validate the design.

1. Request the skill from your KAM#

Ask your Key Account Manager for cobre-create-solution-design.skill.
Cobre does not publish the zip for self-serve download. If you still have create-solution-design-self-service.skill, delete it and install the current wrapper instead.

2. Install it in your agent#

The folder inside the zip must be named cobre-create-solution-design/ and must contain exactly one SKILL.md at its root. Delete any older copy first.
AgentInstall
Claude CodeImport the .skill in Settings → Skills, or unzip to ~/.claude/skills/
CursorImport the .skill in Skills settings, or unzip to ~/.cursor/skills/ or .cursor/skills/
CodexUnzip to ~/.agents/skills/ or .agents/skills/
Copilot / VS Code / Gemini CLIUnzip into that product’s skills folder so SKILL.md sits at the skill root
1
Replace any older copy
Description: Remove cobre-create-solution-design and create-solution-design-self-service from the skills folder you will use, then import or unzip the file your KAM sent.
What to expect after the action: Only one copy of the skill is on disk.
2
Confirm the skill loads
Description: Start a new agent conversation and ask for a Cobre Solution Design (see How to use it).
What to expect after the action: The assistant fetches hosted skill content, then follows intake instead of inventing an integration from memory.
If you previously installed this skill, delete the old copy before installing the new one.

3. Connect live Cobre documentation#

The skill will not write a Solution Design from memory or from llms.txt alone.
Follow Build with AI and add Cobre’s public documentation MCP (site-id=760877). No token is required. Then, in the same chat, ask:
Refresh MCP and reload the latest API specification.
MCP caches the OpenAPI spec locally. A refresh in this run is mandatory. If refresh fails or MCP is not connected, the skill stops.
Hosted skill content (workflow and product rules) is separate from the product OpenAPI spec. The wrapper fetches the first; MCP supplies the second.

How to use it#

Work in agent mode so the assistant can run scripts and call MCP.
1
Start a new conversation
Description: Ask for a Solution Design. You do not need Cobre’s product names — describe how your business moves money.
Example prompts:
Create a Solution Design for our Cobre integration.
We are a PSP in Mexico and Colombia. We need SPEI payouts, collections, FX, and USDC on-ramp. Generate a Solution Design.
What to expect after the action: The assistant asks for language (English, Spanish, or Simplified Chinese).
2
Let the skill refresh itself
Description: Approve the fetch of hosted skill content and the MCP OpenAPI refresh when the agent asks.
What to expect after the action: Intake and validation use the current ruleset and the current spec — not whatever was inside last month’s zip.
3
Answer intake
Description: The skill asks a short scope screen, then a maximum of two rounds of intake. Answer in your own words. “I don’t know” is a valid answer — the design will list the options, what each one costs, and which choice it assumes in the meantime.
What to expect after the action: The assistant has enough to write the Markdown. You do not need sandbox credentials; account enablement appears as decisions in the design.
4
Review the Markdown
Description: The skill writes one Markdown file. That file is the deliverable. Ask for edits until it is right.
What to expect after the action: A client-facing document. A run report may appear in the chat (sources used, gaps). Keep that report internal — do not paste MCP or cache warnings into the file you share.
Typical Markdown contents:
1.
Objective and scope
2.
Architecture and design principles
3.
Operating model (balances, counterparties, flow of funds)
4.
API mapping by process — payouts first, then payins, then Cross Border / Stablecoins when in scope
5.
Events, webhooks, and state synchronisation
6.
Reconciliation and reports
7.
Codes and catalogs needed for your geographies
8.
Decisions and trade-offs (including irreversible choices such as the balance model)

Keep the skill current#

Two layers stay current in different ways:
LayerHow it updates
Hosted skill content (intake, product rules, templates, ontology)Fetched on every run. You do not need a new zip.
OpenAPI specMCP refresh in this run. See Managing API and Product Changes.
Wrapper (fetch script, validator)Ask your KAM for a new cobre-create-solution-design.skill only when they send one, or when fetch fails after a Cobre notice.
If the skill output and docs.cobre.com disagree, treat the published documentation as correct.

Related guides#

How to integrate with Cobre — client journey from pre-sales to go-live
Explore API Workflow Examples — interactive walkthroughs of Cobre API sequences
Generate Code with MCP — prompts for PMs and developers to scaffold code from the live spec
Build with AI — connect the Cobre Docs MCP in your IDE
Connect Cobre's Documentation to AI — use llms.txt for documentation-grounded answers
Managing API and Product Changes — how Cobre notifies you when APIs change

Example#

Solution Design — NorteLedger MX integration with Cobre
Modified at 2026-08-20 02:04:00
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